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Phoenix, Arizona

Phoenix Jumbo Loan Limits 2016

In Phoenix – as well as other cities in Maricopa county – any time there is a loan over the conforming loan limit of Maricopa county, it is considered a jumbo loan. Phoenix jumbo loans typically will go up to $2 million and anything over $2 million is considered a super jumbo loan.

Wanting to buy a house on Camelback mountain? Chances are that you are going to want to finance it with a jumbo (or even super jumbo) loan.

Phoenix jumbo loans either are provided by private lenders or fit into the FHA jumbo loan program and are insured against default by HUD. So generally speaking, you can group jumbo loans into two groups: either “FHA jumbo” or “regular jumbo” loans. FHA jumbo loans are backed by HUD and private jumbo loans are available through a number of private lenders who each have different requirements when it comes to LTV, debt to income ratios, credit scores and down payments.

Phoenix Jumbo / Conforming Loan Limits 2016

County Name MSA Name
Single
Duplex Triplex Fourplex
MARICOPA, AZ PHOENIX-MESA-SCOTTSDALE, AZ (MSA) $417,000 $533,850 $645,300 $801,950

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