Alpine
Jumbo Loan Limits in Alpine County California in 2016
People are starting to buy houses again all over Alpine County, — and depending on one’s budget, many of the homes that people can now afford still need a jumbo loan. In the Alpine area a jumbo loan is any loan that is more than the conforming loan limit. Jumbo loans typically will go up to $2 million and anything over $2 million is considered a super jumbo loan.
Many unique jumbo loan options are available to people living in the Alpine area – through either the FHA jumbo loan program or through a number of private lenders (such as US Bank) who each have distinctive requirements when it comes to debt to income ratios, credit ratings and down payments.
For 2016 the Alpine County conforming loan limit is 547,500 and it is also the FHA jumbo loan limit for Alpine County.
California Conforming / Jumbo Loan Limits 2016 by County:
County | Median price | FHA limit | Conforming loan limit |
Alameda County | $995,000 | $729,750 | $729,750 |
Alpine County | $438,000 | $547,500 | $547,500 |
Amador County | $355,000 | $443,750 | $443,750 |
Butte County | $320,000 | $400,000 | $417,000 |
Calaveras County | $370,000 | $462,500 | $462,500 |
Colusa County | $318,000 | $397,500 | $417,000 |
Contra Costa County | $995,000 | $729,750 | $729,750 |
Del Norte County | $249,000 | $311,250 | $417,000 |
El Dorado County | $464,000 | $580,000 | $580,000 |
Fresno County | $305,000 | $381,250 | $417,000 |
Glenn County | $230,000 | $287,500 | $417,000 |
Humboldt County | $315,000 | $393,750 | $417,000 |
Imperial County | $260,000 | $325,000 | $417,000 |
Inyo County | $350,000 | $437,500 | $437,500 |
Kern County | $295,000 | $368,750 | $417,000 |
Kings County | $260,000 | $325,000 | $417,000 |
Lake County | $321,000 | $401,250 | $417,000 |
Lassen County | $200,000 | $271,050 | $417,000 |
Los Angeles County | $710,000 | $729,750 | $729,750 |
Madera County | $340,000 | $425,000 |