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Jumbo Loan Limits in Alpine County California in 2016

People are starting to buy houses again all over Alpine County,  — and depending on one’s budget, many of the homes that people can now afford still need a jumbo loan. In the Alpine area a jumbo loan is any loan that is more than the conforming loan limit. Jumbo loans typically will go up to $2 million and anything over $2 million is considered a super jumbo loan.

Many unique jumbo loan options are available to people living in the Alpine area – through either the FHA jumbo loan program or through a number of private lenders (such as US Bank) who each have distinctive requirements when it comes to  debt to income ratios, credit ratings and down payments.

For 2016 the Alpine County conforming loan limit is 547,500 and it is also the FHA jumbo loan limit for Alpine County.

California Conforming / Jumbo Loan Limits 2016 by County:

County Median price FHA limit Conforming loan limit
Alameda County $995,000 $729,750 $729,750
Alpine County $438,000 $547,500 $547,500
Amador County $355,000 $443,750 $443,750
Butte County $320,000 $400,000 $417,000
Calaveras County $370,000 $462,500 $462,500
Colusa County $318,000 $397,500 $417,000
Contra Costa County $995,000 $729,750 $729,750
Del Norte County $249,000 $311,250 $417,000
El Dorado County $464,000 $580,000 $580,000
Fresno County $305,000 $381,250 $417,000
Glenn County $230,000 $287,500 $417,000
Humboldt County $315,000 $393,750 $417,000
Imperial County $260,000 $325,000 $417,000
Inyo County $350,000 $437,500 $437,500
Kern County $295,000 $368,750 $417,000
Kings County $260,000 $325,000 $417,000
Lake County $321,000 $401,250 $417,000
Lassen County $200,000 $271,050 $417,000
Los Angeles County $710,000 $729,750 $729,750
Madera County $340,000 $425,000