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Jumbo Loan Limits in Amador County California in 2016

There are people buying houses again in Amador County.  Many of the homes that people can now afford still require a jumbo loan. In the Amador area a jumbo loan is any loan that is above the conforming loan limit. Jumbo loans normally will be up to $2 million and anything above $2 million is deemed a super jumbo loan.

Quite a few different jumbo loan options are available to individuals living in the Amador area – through either the FHA jumbo loan program or through a number of private lenders (such as US Bank) who each have different conditions when it comes to loan to value, debt to income ratios, credit scores and down payments.

For 2016 the Amador County conforming loan limit is 443,750 and it is also the FHA jumbo loan limit for Amador County.

California Conforming / Jumbo Loan Limits 2016 by County:

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County Median price FHA limit Conforming loan limit
Alameda County $995,000 $729,750 $729,750
Alpine County $438,000 $547,500 $547,500
Amador County $355,000 $443,750 $443,750
Butte County $320,000 $400,000 $417,000
Calaveras County $370,000 $462,500 $462,500
Colusa County $318,000 $397,500 $417,000
Contra Costa County $995,000 $729,750 $729,750
Del Norte County $249,000 $311,250 $417,000
El Dorado County $464,000 $580,000 $580,000
Fresno County $305,000 $381,250 $417,000
Glenn County $230,000 $287,500 $417,000
Humboldt County $315,000 $393,750 $417,000
Imperial County $260,000 $325,000 $417,000
Inyo County $350,000 $437,500 $437,500
Kern County $295,000 $368,750 $417,000
Kings County $260,000 $325,000 $417,000
Lake County $321,000 $401,250 $417,000
Lassen County $200,000 $271,050 $417,000
Los Angeles County $710,000 $729,750 $729,750
Madera County $340,000 $425,000 $425,000