Amador
Jumbo Loan Limits in Amador County California in 2016
There are people buying houses again in Amador County. Many of the homes that people can now afford still require a jumbo loan. In the Amador area a jumbo loan is any loan that is above the conforming loan limit. Jumbo loans normally will be up to $2 million and anything above $2 million is deemed a super jumbo loan.
Quite a few different jumbo loan options are available to individuals living in the Amador area – through either the FHA jumbo loan program or through a number of private lenders (such as US Bank) who each have different conditions when it comes to loan to value, debt to income ratios, credit scores and down payments.
For 2016 the Amador County conforming loan limit is 443,750 and it is also the FHA jumbo loan limit for Amador County.
California Conforming / Jumbo Loan Limits 2016 by County:
County | Median price | FHA limit | Conforming loan limit |
Alameda County | $995,000 | $729,750 | $729,750 |
Alpine County | $438,000 | $547,500 | $547,500 |
Amador County | $355,000 | $443,750 | $443,750 |
Butte County | $320,000 | $400,000 | $417,000 |
Calaveras County | $370,000 | $462,500 | $462,500 |
Colusa County | $318,000 | $397,500 | $417,000 |
Contra Costa County | $995,000 | $729,750 | $729,750 |
Del Norte County | $249,000 | $311,250 | $417,000 |
El Dorado County | $464,000 | $580,000 | $580,000 |
Fresno County | $305,000 | $381,250 | $417,000 |
Glenn County | $230,000 | $287,500 | $417,000 |
Humboldt County | $315,000 | $393,750 | $417,000 |
Imperial County | $260,000 | $325,000 | $417,000 |
Inyo County | $350,000 | $437,500 | $437,500 |
Kern County | $295,000 | $368,750 | $417,000 |
Kings County | $260,000 | $325,000 | $417,000 |
Lake County | $321,000 | $401,250 | $417,000 |
Lassen County | $200,000 | $271,050 | $417,000 |
Los Angeles County | $710,000 | $729,750 | $729,750 |
Madera County | $340,000 | $425,000 | $425,000 | <