California
California Jumbo Loan Limits 2010
In California, any loan that is over the conforming loan limit is considered a jumbo loan. Jumbo loans typically will go up to $2 million and anything over $2 million is considered a super jumbo loan.
California jumbo loan financing is available through the FHA jumbo loan program as well as through a number of private lenders (such as US Bank) who each have different requirements when it comes to LTV, debt to income ratios, credit scores and down payments.
California Conforming / Jumbo Loan Limits 2010 by County:
County | Median price | FHA limit | Conforming loan limit |
Alameda County | $995,000 | $729,750 | $729,750 |
Alpine County | $438,000 | $547,500 | $547,500 |
Amador County | $355,000 | $443,750 | $443,750 |
Butte County | $320,000 | $400,000 | $417,000 |
Calaveras County | $370,000 | $462,500 | $462,500 |
Colusa County | $318,000 | $397,500 | $417,000 |
Contra Costa County | $995,000 | $729,750 | $729,750 |
Del Norte County | $249,000 | $311,250 | $417,000 |
El Dorado County | $464,000 | $580,000 | $580,000 |
Fresno County | $305,000 | $381,250 | $417,000 |
Glenn County | $230,000 | $287,500 | $417,000 |
Humboldt County | $315,000 | $393,750 | $417,000 |
Imperial County | $260,000 | $325,000 | $417,000 |
Inyo County | $350,000 | $437,500 | $437,500 |
Kern County | $295,000 | $368,750 | $417,000 |
Kings County | $260,000 | $325,000 | $417,000 |
Lake County | $321,000 | $401,250 | $417,000 |
Lassen County | $200,000 | $271,050 | $417,000 |
Los Angeles County | $710,000 | $729,750 |