California
California Jumbo Loan Limits 2010
In California, any loan that is over the conforming loan limit is considered a jumbo loan. Jumbo loans typically will go up to $2 million and anything over $2 million is considered a super jumbo loan.
California jumbo loan financing is available through the FHA jumbo loan program as well as through a number of private lenders (such as US Bank) who each have different requirements when it comes to LTV, debt to income ratios, credit scores and down payments.
California Conforming / Jumbo Loan Limits 2010 by County:
| County | Median price | FHA limit | Conforming loan limit |
| Alameda County | $995,000 | $729,750 | $729,750 |
| Alpine County | $438,000 | $547,500 | $547,500 |
| Amador County | $355,000 | $443,750 | $443,750 |
| Butte County | $320,000 | $400,000 | $417,000 |
| Calaveras County | $370,000 | $462,500 | $462,500 |
| Colusa County | $318,000 | $397,500 | $417,000 |
| Contra Costa County | $995,000 | $729,750 | $729,750 |
| Del Norte County | $249,000 | $311,250 | $417,000 |
| El Dorado County | $464,000 | $580,000 | $580,000 |
| Fresno County | $305,000 | $381,250 | $417,000 |
| Glenn County | $230,000 | $287,500 | $417,000 |
| Humboldt County | $315,000 | $393,750 | $417,000 |
| Imperial County | $260,000 | $325,000 | $417,000 |
| Inyo County | $350,000 | $437,500 | $437,500 |
| Kern County | $295,000 | $368,750 | $417,000 |
| Kings County | $260,000 | $325,000 | $417,000 |
| Lake County | $321,000 | $401,250 | $417,000 |
| Lassen County | $200,000 | $271,050 | $417,000 |
| Los Angeles County | $710,000 | $729,750 | $729,750 |
| Madera County | $340,000 | $425,000 | $425,000 |
| Marin County | $995,000 | $729,750 | $729,750 |
| Mariposa County | $330,000 | $412,500 | $417,000 |
| Mendocino County | $410,000 | $512,500 | $512,500 |
| Merced County | $378,000 | $472,500 | $472,500 |
| Modoc County | $125,000 | $271,050 | $417,000 |
| Mono County | $370,000 | $462,500 | $462,500 |
| Monterey County | $599,000 | $729,750 | $729,750 |
| Napa County | $615,000 | $729,750 | $729,750 |
| Nevada County | $450,000 | $562,500 | $562,500 |
| Orange County | $710,000 | $729,750 | $729,750 |
| Placer County | $464,000 | $580,000 | $580,000 |
| Plumas County | $328,000 | $410,000 | $417,000 |
| Riverside County | $400,000 | $500,000 | $500,000 |
| Sacramento County | $464,000 | $580,000 | $580,000 |
| San Benito County | $790,000 | $729,750 | $729,750 |
| San BernardinoCounty | $400,000 | $500,000 | $500,000 |
| San Diego County | $558,000 | $697,500 | $697,500 |
| San Francisco County | $995,000 | $729,750 | $729,750 |
| San Joaquin County | $391,000 | $488,750 | $488,750 |
| San Luis ObispoCounty | $550,000 | $687,500 | $687,500 |
| San Mateo County | $995,000 | $729,750 | $729,750 |
| Santa Barbara County | $615,000 | $729,750 | $729,750 |
| Santa Clara County | $790,000 | $729,750 | $729,750 |
| Santa Cruz County | $719,000 | $729,750 | $729,750 |
| Shasta County | $339,000 | $423,750 | $423,750 |
| Sierra County | $228,000 | $285,000 | $417,000 |
| Siskiyou County | $235,000 | $293,750 | $417,000 |
| Solano County | $446,000 | $557,500 | $557,500 |
| Sonoma County | $530,000 | $662,500 | $662,500 |
| Stanislaus County | $339,000 | $423,750 | $423,750 |
| Sutter County | $340,000 | $425,000 | $425,000 |
| Tehama County | $250,000 | $312,500 | $417,000 |
| Trinity County | $200,000 | $271,050 | $417,000 |
| Tulare County | $260,000 | $325,000 | $417,000 |
| Tuolumne County | $350,000 | $437,500 | $437,500 |
| Ventura County | $599,000 | $729,750 | $729,750 |
| Yolo County | $464,000 | $580,000 | $580,000 |
| Yuba County | $340,000 | $425,000 | $425,000 |
Source: Department of Housing and Urban Development
Interested in learning more about the California jumbo loan limits or what it takes to qualify for the FHA jumbo loan program? Contact us today to learn more about the jumbo loan programs that are available.
