Humboldt
Jumbo Loan Limits in Humboldt County California in 2016
Jumbo mortgages are used to purchase high-priced homes that require larger than normal loans. All over Humboldt County, people are starting to buy houses again — and depending on budget, many of the homes that people can now afford still require a jumbo loan. In the Humboldt area a jumbo loan is any loan that is over the conforming loan limit. Jumbo loans typically will go up to $2 million and anything over $2 million is considered a super jumbo loan.
Jumbo loans are ordinarily supplied by private banks or credit unions and every single lender has distinct requirements for what it takes to get a jumbo loan depending on qualifying standards.
For 2016 the Humboldt County conforming loan limit is 417,000 and it is also the FHA jumbo loan limit for Humboldt County.
California Conforming / Jumbo Loan Limits 2016 by County:
| County | Median price | FHA limit | Conforming loan limit |
| Alameda County | $995,000 | $729,750 | $729,750 |
| Alpine County | $438,000 | $547,500 | $547,500 |
| Amador County | $355,000 | $443,750 | $443,750 |
| Butte County | $320,000 | $400,000 | $417,000 |
| Calaveras County | $370,000 | $462,500 | $462,500 |
| Colusa County | $318,000 | $397,500 | $417,000 |
| Contra Costa County | $995,000 | $729,750 | $729,750 |
| Del Norte County | $249,000 | $311,250 | $417,000 |
| El Dorado County | $464,000 | $580,000 | $580,000 |
| Fresno County | $305,000 | $381,250 | $417,000 |
| Glenn County | $230,000 | $287,500 | $417,000 |
| Humboldt County | $315,000 | $393,750 | $417,000 |
| Imperial County | $260,000 | $325,000 | $417,000 |
| Inyo County | $350,000 | $437,500 | $437,500 |
| Kern County | $295,000 | $368,750 | $417,000 |
| Kings County | $260,000 | $325,000 | $417,000 |
| Lake County | $321,000 | $401,250 | $417,000 |
| Lassen County | $200,000 | $271,050 | $417,000 |
| Los Angeles County | $710,000 | $729,750 | $729,750 |
| Madera County | $340,000 | $425,000 | $425,000 |
| Marin County | $995,000 | $729,750 | $729,750 |
| Mariposa County | $330,000 | $412,500 | $417,000 |
| Mendocino County | $410,000 | $512,500 | $512,500 |
| Merced County | $378,000 | $472,500 | $472,500 |
| Modoc County | $125,000 | $271,050 | $417,000 |
| Mono County | $370,000 | $462,500 | $462,500 |
| Monterey County | $599,000 | $729,750 | $729,750 |
| Napa County | $615,000 | $729,750 | $729,750 |
| Nevada County | $450,000 | $562,500 | $562,500 |
| Orange County | $710,000 | $729,750 | $729,750 |
| Placer County | $464,000 | $580,000 | $580,000 |
| Plumas County | $328,000 | $410,000 | $417,000 |
| Riverside County | $400,000 | $500,000 | $500,000 |
| Sacramento County | $464,000 | $580,000 | $580,000 |
| San Benito County | $790,000 | $729,750 | $729,750 |
| San Bernardino County | $400,000 | $500,000 | $500,000 |
| San Diego County | $558,000 | $697,500 | $697,500 |
| San Francisco County | $995,000 | $729,750 | $729,750 |
| San Joaquin County | $391,000 | $488,750 | $488,750 |
| San Luis ObispoCounty | $550,000 | $687,500 | $687,500 |
| San Mateo County | $995,000 | $729,750 | $729,750 |
| Santa Barbara County | $615,000 | $729,750 | $729,750 |
| Santa Clara County | $790,000 | $729,750 | $729,750 |
| Santa Cruz County | $719,000 | $729,750 | $729,750 |
| Shasta County | $339,000 | $423,750 | $423,750 |
| Sierra County | $228,000 | $285,000 | $417,000 |
| Siskiyou County | $235,000 | $293,750 | $417,000 |
| Solano County | $446,000 | $557,500 | $557,500 |
| Sonoma County | $530,000 | $662,500 | $662,500 |
| Stanislaus County | $339,000 | $423,750 | $423,750 |
| Sutter County | $340,000 | $425,000 | $425,000 |
| Tehama County | $250,000 | $312,500 | $417,000 |
| Trinity County | $200,000 | $271,050 | $417,000 |
| Tulare County | $260,000 | $325,000 | $417,000 |
| Tuolumne County | $350,000 | $437,500 | $437,500 |
| Ventura County | $599,000 | $729,750 | $729,750 |
| Yolo County | $464,000 | $580,000 | $580,000 |
| Yuba County | $340,000 | $425,000 | $425,000 |
Source: Department of Housing and Urban Development
Looking for jumbo loan in Humboldt? Make sure you consult with the jumbo loan experts who can get your FHA jumbo loan closed in ten days!
