Santa Clara
Jumbo Loan Limits in Santa Clara County California in 2016
Any loan that is greater than the conforming loan limit is determined to be a jumbo loan no matter where you live in Santa Clara County. In the case that a loan is exceeding $2 million, then it is renamed as a “super jumbo loan”. Lending institutions are presently giving out both jumbo and super jumbo loans with the understanding that the borrower has low debt to income ratios, assets and positive credit scores.
Private banks or credit unions generally provide jumbo loans however, each loan provider has specific requirements for otaining a jumbo loan based on qualifying criteria.
For 2016 the Santa Clara County conforming loan limit is 729,750 and it is also the FHA jumbo loan limit for Santa Clara County.
California Conforming / Jumbo Loan Limits 2016 by County:
| County | Median price | FHA limit | Conforming loan limit |
| Alameda County | $995,000 | $729,750 | $729,750 |
| Alpine County | $438,000 | $547,500 | $547,500 |
| Amador County | $355,000 | $443,750 | $443,750 |
| Butte County | $320,000 | $400,000 | $417,000 |
| Calaveras County | $370,000 | $462,500 | $462,500 |
| Colusa County | $318,000 | $397,500 | $417,000 |
| Contra Costa County | $995,000 | $729,750 | $729,750 |
| Del Norte County | $249,000 | $311,250 | $417,000 |
| El Dorado County | $464,000 | $580,000 | $580,000 |
| Fresno County | $305,000 | $381,250 | $417,000 |
| Glenn County | $230,000 | $287,500 | $417,000 |
| Humboldt County | $315,000 | $393,750 | $417,000 |
| Imperial County | $260,000 | $325,000 | $417,000 |
| Inyo County | $350,000 | $437,500 | $437,500 |
| Kern County | $295,000 | $368,750 | $417,000 |
| Kings County | $260,000 | $325,000 | $417,000 |
| Lake County | $321,000 | $401,250 | $417,000 |
| Lassen County | $200,000 | $271,050 | $417,000 |
| Los Angeles County | $710,000 | $729,750 | $729,750 |
| Madera County | $340,000 | $425,000 | $425,000 |
| Marin County | $995,000 | $729,750 | $729,750 |
| Mariposa County | $330,000 | $412,500 | $417,000 |
| Mendocino County | $410,000 | $512,500 | $512,500 |
| Merced County | $378,000 | $472,500 | $472,500 |
| Modoc County | $125,000 | $271,050 | $417,000 |
| Mono County | $370,000 | $462,500 | $462,500 |
| Monterey County | $599,000 | $729,750 | $729,750 |
| Napa County | $615,000 | $729,750 | $729,750 |
| Nevada County | $450,000 | $562,500 | $562,500 |
| Orange County | $710,000 | $729,750 | $729,750 |
| Placer County | $464,000 | $580,000 | $580,000 |
| Plumas County | $328,000 | $410,000 | $417,000 |
| Riverside County | $400,000 | $500,000 | $500,000 |
| Sacramento County | $464,000 | $580,000 | $580,000 |
| San Benito County | $790,000 | $729,750 | $729,750 |
| San Bernardino County | $400,000 | $500,000 | $500,000 |
| San Diego County | $558,000 | $697,500 | $697,500 |
| San Francisco County | $995,000 | $729,750 | $729,750 |
| San Joaquin County | $391,000 | $488,750 | $488,750 |
| San Luis ObispoCounty | $550,000 | $687,500 | $687,500 |
| San Mateo County | $995,000 | $729,750 | $729,750 |
| Santa Barbara County | $615,000 | $729,750 | $729,750 |
| Santa Clara County | $790,000 | $729,750 | $729,750 |
| Santa Cruz County | $719,000 | $729,750 | $729,750 |
| Shasta County | $339,000 | $423,750 | $423,750 |
| Sierra County | $228,000 | $285,000 | $417,000 |
| Siskiyou County | $235,000 | $293,750 | $417,000 |
| Solano County | $446,000 | $557,500 | $557,500 |
| Sonoma County | $530,000 | $662,500 | $662,500 |
| Stanislaus County | $339,000 | $423,750 | $423,750 |
| Sutter County | $340,000 | $425,000 | $425,000 |
| Tehama County | $250,000 | $312,500 | $417,000 |
| Trinity County | $200,000 | $271,050 | $417,000 |
| Tulare County | $260,000 | $325,000 | $417,000 |
| Tuolumne County | $350,000 | $437,500 | $437,500 |
| Ventura County | $599,000 | $729,750 | $729,750 |
| Yolo County | $464,000 | $580,000 | $580,000 |
| Yuba County | $340,000 | $425,000 | $425,000 |
Source: Department of Housing and Urban Development
If you live in the Santa Clara area and have questions about the California jumbo loan limits or what it takes to qualify for the FHA jumbo loan program, contact our experts that can help you.
